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FAQs

We have compiled a list of frequently asked questions that are aimed at answering the general questions of loan applicants. Have a look:

What does longtermloanscanada.com do?

We, at longtermloanscanada.com, act as a loan mediator and help all eligible Canadians to get suitable loan packages from our associated credit lenders. We have no influence in making credit lending decisions.

Is there any charge for using your website for loan application?

Our online consultation and loan matching services are totally free of cost.

Do I need to place collateral against the loan?

Our credit lenders provide collateral –free unsecured cash services. So, no collateral placement is required for loan application and acquisition. Just meet the terms and conditions of the loan and get the funds easily into your bank account?

Can I apply for your loan services if I am a person with poor credit scores?

Yes, you can if you meet the loan eligibility criteria set by the credit lender.

What if I am unable to pay off the loaned cash on time?

In this case, you can ask for loan extension from your credit lender describing the appropriate reason. Always keep in mind that lenders charge additional fees for loan extension.

Can I cancel my loan application after application?

You can cancel your loan application anytime if don't want to take it because our credit lenders offer you obligation free financial packages for meeting all types of urgent cash requirements.

Why APRs applied on your loan services are higher than normal loans?

Our loan services are unsecured in nature and are not backed up by collateral. The APR rates vary from one lender to another and thus you need to conduct a detailed online search and compare interest rates offered by various credit lenders in order to find a suitable loan deal with affordable APR.

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